Affirm is a remote-first company active in the field of financial services. Its founder and CEO are Max Levchin. Affirm is a public company with its headquarters in San Francisco. It is available in US and Canada with the exception of Quebec. It also has offices in Salt Lake City, Pittsburgh, Chicago and New York City for those who prefer voluntary use. Affirm is preferred by its customers for the convenience of payments. It has a โ€˜pay at your own pace policy, which allows its customers to avoid paying hidden or late fees. Affirmโ€™s website lists shopping categories, featured stores and trending stories. Affirm also provides an Affirm Debit+ card and Debit+ app. It also provides its customers with a virtual card in the app.

29,862
websites using Affirm
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Websites using Affirm by countrymarket share ยท top 8 countries
๐Ÿ‡บ๐Ÿ‡ธUnited States
25%
๐Ÿ‡จ๐Ÿ‡ฆCanada
3.4%
๐Ÿ‡ฎ๐Ÿ‡ณIndia
2.1%
๐Ÿ‡ฌ๐Ÿ‡งUnited Kingdom
1.9%
๐Ÿ‡ฉ๐Ÿ‡ชGermany
1.5%
๐Ÿ‡ฆ๐Ÿ‡บAustralia
1%
๐Ÿ‡ฎ๐Ÿ‡นItaly
0.6%
๐Ÿ‡น๐Ÿ‡ทTurkey
0.5%
0%6.3%13%19%25%
Websites using Affirm by industrydetected industries
Shopping ยท 51%Fashion & Beauty ยท 22%Automotive ยท 8.1%Health & Fitness ยท 6.9%Technology & Computing ยท 6.5%Education ยท 5.3%MARKETSHARE
Shopping51%
Fashion & Beauty22%
Automotive8.1%
Health & Fitness6.9%
Technology & Computing6.5%
Education5.3%

Websites using Affirm

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Frequently asked

What is Affirm?โ€บ
Affirm is a financing alternative to credit cards and other credit products, which allows customers to make online purchases and pay them off in monthly installments, usually with a fixed interest rate.
Why should I choose Affirm instead of using my credit card?โ€บ
Affirm offers transparent financing options with no hidden fees, usually has lower and fixed interest rates compared to credit cards, and can sometimes give an instant decision, allowing for a more convenient shopping experience.
Does Affirm affect my credit score?โ€บ
When you apply for an Affirm loan, a soft credit check is performed, which will not impact your credit score. However, if you accept the loan and begin making on-time payments, Affirm may positively affect your credit score.
How do I find merchants that accept Affirm?โ€บ
You can find a list of merchants that accept Affirm by visiting Affirm's official website, where they feature a directory of partner stores. Many online retailers also display the Affirm logo in their checkout/payment sections.
Are there any late fees or penalties associated with Affirm loans?โ€บ
Affirm does not charge late fees, service fees, or prepayment penalties on their loans. However, late or missed payments can still affect your credit score and your ability to get approved for future loans. Always ensure you make payments according to the agreed schedule.

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