Atome is a private company which has been active in the field of financial services since December 2019. It is based in Singapore. Atome provides its customers with the โ€˜buy now, pay laterโ€™ facility. Atome has partnered with a huge number of online and offline retailers of many shopping categories. It is active in the markets of South Asia, Southeast Asia, Latin America and Greater China. Atomeโ€™s objective is to help buyers gain more control in their shopping endeavours. It also helps retailers grow their businesses and get better conversions. It provides shoppers with store options like beauty, fashion, food and drinks, home dรฉcor, lifestyle, electronics, travel etc. Atome allows buyers to pay for their purchases in 3 instalments without any interest.

149,138
websites using Atome
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Websites using Atome by countrymarket share ยท top 8 countries
๐Ÿ‡ฉ๐Ÿ‡ชGermany
8.7%
๐Ÿ‡ซ๐Ÿ‡ทFrance
6.2%
๐Ÿ‡ฑ๐Ÿ‡นLithuania
4.6%
๐Ÿ‡ฏ๐Ÿ‡ตJapan
4.4%
๐Ÿ‡บ๐Ÿ‡ธUnited States
2%
๐Ÿ‡ท๐Ÿ‡บRussian Federation
1.6%
๐Ÿ‡ฎ๐Ÿ‡นItaly
1.5%
๐Ÿ‡ต๐Ÿ‡ฑPoland
1.4%
0%2.5%5%7.5%10%
Websites using Atome by industrydetected industries
Medical & Healthcare ยท 28%Shopping ยท 18%Technology & Computing ยท 15%Education ยท 14%Health & Fitness ยท 13%Entertainment ยท 11%MARKETSHARE
Medical & Healthcare28%
Shopping18%
Technology & Computing15%
Education14%
Health & Fitness13%
Entertainment11%

Websites using Atome

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Frequently asked

What is Atome?โ€บ
Atome is a flexible and user-friendly mobile application that allows customers to shop online or in-store and pay using a buy now, pay later (BNPL) installment scheme. Its goal is to provide accessible and affordable financial solutions that blend seamlessly with users' daily lives.
In which countries is Atome available?โ€บ
Atome is currently available in several countries across Asia, including Singapore, Malaysia, Indonesia, and Hong Kong. The company continually expands its presence in other markets to provide its services to more users globally.
Is there a fee for using Atome?โ€บ
Customers can use Atome for free as long as payments are made on time. Late payment penalties may apply if the payments are overdue. These fees vary depending on the country and may be subject to changes.
How do I find stores that accept Atome?โ€บ
You can easily find stores that accept Atome payment methods by browsing the Atome app's directory, which showcases various partner merchants from a variety of categories, including fashion, electronics, beauty, and more. Additionally, you can look for the Atome logo displayed in-store or online at the checkout page.
Can I use Atome if I have bad credit?โ€บ
Atome primarily considers the user's ability to repay the installments for a specific transaction rather than solely relying on credit scores. However, first-time users may have lower limits, which can be increased through good payment behavior and continuous usage of Atome. Please note that Atome reserves the right to decline applications and transactions based on its internal risk assessment.

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